Financial Wellness Essay Example | Topics and Well Written Essays - 250 words

Monetary Wellness - Essay Example sted in a wide assortment of monetary instruments, for example, basic stocks, favored stock, corporate securities, treasury bills, and subsidiary instruments among different alternatives. Individuals can utilize accounts to get ready for their retirement (Cnn). A region of funds that I regularly experience difficulty with is planning. I generally attempt to make an individual spending plan of my costs each month, however it appears as though my own financial plans are consistently off. I generally wind up going through more cash than what my spending plan specifies. The utilization of programming, for example, exceed expectations or revive can assist individuals with dealing with their own spending plans better (Intuit). Monetary objectives are significant. â€Å"The initial phase in close to home money related arranging is controlling your everyday budgetary issues to empower you to do the things that brings you fulfillment and enjoyment† (Fowles). These objectives can be built up for the prompt, short, medium and long haul. Keen objectives are explicit, quantifiable, feasible, reasonable, and convenient (Topachievement). A prompt objective is to spare in any event $300 toward the month's end. A momentary objective is to buy another cell phone inside one to two months. A subsequent momentary objectives is to set aside cash to buy winter garments. A middle of the road objective is to build the estimation of my speculation portfolio by 10% toward the year's end. Another objective is to set aside cash for an up front installment on another home inside five years. A drawn out objective is to spare $250,000 by retirement

The Value of Higher Education free essay sample

For some, singular understudies planning to move on from secondary school, pondering whether they should seek after an advanced education at a college or other learning organization is an issue that weighs vigorously on their psyches. It is a troublesome choice that relies upon a wide range of variables, for example, the individual’s individual objectives. A few understudies decide to go directly from secondary school straightforwardly into the workforce subsequent to graduating. Different understudies decide to go into the military subsequent to moving on from secondary school. While these are generally various choices, ongoing examination shows that advanced education is amazingly important. Late research shows that advanced education is very important. For, people whom went to a college and got at any rate a four-year bachelor’s qualification get more cash-flow on normal than individuals who have never gotten a college degree as per the United States Bureau of Labor Statistics. In an examination led by the United States Bureau of Labor led in 2009, it was inferred that somebody with a four-year bachelor’s qualification makes on normal $20,748 more every year than somebody without the degree. We will compose a custom paper test on The Value of Higher Education or on the other hand any comparative subject explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page In a report done by the United States Census Bureau distributed in the â€Å"Current Population Report† by ?Jennifer Cheeseman Day and? Eric C. Newburger, it is assessed that secondary school graduates gain on normal $1.2 million over a mind-blowing span. It is additionally evaluated in the report that people with a single guys degree will acquire on normal $2.1 million aggregate all through their lifetime. As should be obvious, the realities show that getting an advanced education is worth more worth monetarily than preventing instruction in the wake of moving on from secondary school. Notwithstanding the high money related estimation of advanced education, advanced education additionally makes people significantly more clever than what they would be with only a secondary school instruction. The more wise an individual is, the better personal satisfaction they are probably going to have. In â€Å"Wechslers Measure and Appraisal of Adult Intelligence, fifth Edition† by Joseph D. Matarazzo, Matarazzo states that the normal (IQ) of a secondary school graduate is 105 focuses. He additionally expresses that the normal (IQ) of a school four-year graduate is 115 focuses. To cite Sociologist Linda Gottfredson of the University of Deleware, â€Å"IQ scores anticipate a more extensive scope of significant social results than maybe some other mental characteristic; splendid individuals have a tail wind in for all intents and purposes all parts of life.† What she implies by this statement is that the higher an individual’s IQ, the higher the personal satis faction that they will have. This is genuine on the grounds that those with higher insightful remainders have higher critical thinking capacities that connect to better life characteristics. In an Australian examination concentrated by Gottfredson, engine vehicle fatalities were considered, corresponding IQs with engine vehicle fatalities. In the investigation, there was an immediate relationship found between those with lower IQs, and higher passing rates per 10,000 individuals. Ian Deary of the University of Edinburgh, in the United Kingdom did another investigation that shows how those people with higher IQs have higher characteristics of life than those with lower IQs. For his investigation, he investigated the youth IQ scores of a gathering of multi year olds. In his investigation, he found that the individuals who scored the most noteworthy on their youth IQ tests were likewise the most beneficial at age 80. These investigations fill in as proof that having a higher IQ improves an incredible nature. Underg rads who graduate with in any event a Bachelor’s qualification have on normal higher IQs than those understudies who didn’t go to school, which implies that those understudies who do graduate school with a degree will have a superior personal satisfaction than the individuals who don’t. Another motivation behind why getting an advanced education is truly significant is on the grounds that it offers numerous new chances to understudies that they would be not able to get without having gone to a college. Most, if not all, colleges and other advanced education frameworks offer numerous exercises in which understudies will get the chance to meet numerous other new understudies. Numerous understudies will meet new companions who frequently become the absolute closest companions that they’ve ever had. There are additionally quite often sports, clubs, and different exercises to engage with that would be inaccessible to those not going to an advanced education framework. Numerous individuals take an interest on sports groups in secondary school, for example, football, baseball, field hockey, soccer, b-ball, wrestling, olympic style events, and softball, to give some examples. After they graduate secondary school they don't have numerous chances to take an interest in their preferred games until the end of time. Regardless of whether it is for serious purposes or only for pleasure purposes, colleges offer the chances to partake in a portion of their past most loved games, or trial with new ones. Another open door that understudies of advanced education frameworks have presentation to that the individuals who don't go to advanced education frameworks don't have as promptly accessible is the chance to concentrate abroad. Concentrating abroad methods taking instructive classes in a nation other than one’s own. Except if they are especially monetarily rich, most of the people that don't go to advanced education frameworks never get the chance to live in remote nations for the whole length of a semester. As indicated by a BBC news report, around 114,000 advanced education framework understudies concentrate abroad every year at colleges in outside nations. Concentrating abroad is an extraordinary open door for advanced education framework understudies to exploit. At the point when one examinations abroad, they find the opportunity to find out about another culture through direct understanding, they find the opportunity to figure out how to smoothly communicate in an unknown dialect by simply being presented to it for a while, and it is renowned to have on a resume. Creator W.E.B. DuBois among other effective VIPs concentrated abroad. He learned at the college of Berlin in Germany for a long time. Concentrating abroad is simply one more case of a way that advanced education frameworks give their understudies a bigger number of chances than the individuals who don't go to them. Advanced education frameworks can likewise be viewed as truly significant in light of the fact that they give people fundamental abilities that are basic to being effective throughout everyday life. While learning at an advanced education framework, one is compelled to create fundamental time the board aptitudes significantly more so than at the secondary school level. With time required for contemplating, going to classes, finishing schoolwork, unwinding, and doing fun things too, one needs to deal with their time so as to abstain from bombing out. These time the board abilities help out people later on throughout everyday life. Another significant fundamental ability that people who go to advanced education frameworks gain is cash the board aptitudes. Some advanced education framework understudies work low maintenance employments, however the larger part can't discover an opportunity to do as such on their homework, so the main cash they have for going through is either cash their folks provide for them, or cash that they set aside before setting off for college. In any case, most understudies are on close money related spending plans that expect control to keep up. Understudies figure out how to just burn through cash on things that they totally need, and to set aside up their cash instead of spending it at the same time. These cash the board aptitudes help the understudies further down the road. While going to an advanced education framework offers numerous positives, it additionally offers certain negatives. One negative is the way that advanced education schools are regularly pricey. Universities are costly, and it is hard for a great deal of families to bear to pay for, anyway this is anything but a valid justification for not joining in. In the event that one beginnings sufficiently early, they can set aside cash, investigate monetary associate chances, and apply for grant chances to help pay for their educational cost. It has just been demonstrated that the measure of cash that undergrads will make after graduation is a lot higher than the measure of cash the individuals who don't go to will make, so in the event that somebody can make forfeits so as to pay for school, at that point when they have a vocation some time or another they will make everything back in addition to additional. Another antagonistic to going directly to an advanced education framework is that individuals are getting later beginnings to their professions. A few people decide to work the lowest pay permitted by law employments, or accept other open doors like starting their own organizations. These choices are altogether decent, and some of the time do wind up making individuals huge entireties of cash, however the realities given to us by the United States Bureau of Labor show that by far most of the time this isn't the situation. Regardless of how enticing it might be to take a decent pay work directly after secondary school, it is in every case all the more monetarily gainfully to go to an advanced education framework. All in all, the proof gives us that going to advanced education frameworks is incredibly significant. One explanation that it is incredibly significant is that it offers numerous extraordinary money related advantages. Another explanation is that it makes people increasingly shrewd. The individuals who go to advanced education frameworks additionally have a bigger number of chances accessible to them than the individuals who don't go to them. Going to advanced education frameworks additionally show extraordinary aptitudes that are basic for being effective throughout everyday life. To put it plainly, advanced education frameworks are amazingly significant

Things To Consider When Creating A Content Calendar for Behaviour Change

Things To Consider When Creating A Content Calendar for Behaviour Change Make Money Online Queries? Struggling To Get Traffic To Your Blog? Sign Up On (HBB) Forum Now!Things To Consider When Creating A Content Calendar for Behaviour ChangeUpdated On 21/06/2019Author : Ram kumarTopic : BusinessShort URL : https://hbb.me/2NspeW6 CONNECT WITH HBB ON SOCIAL MEDIA Follow @HellBoundBlogAs the new year takes shape, it’s time to consider how a comprehensive content calendar can add value to your behaviour change marketing strategy. There are considerations to take under advisement when you are piecing together a content calendar, as the gravity of a behaviour change campaign holds greater substance than your typical product-based campaign. So before you put pen to paper and seal the fate of your campaign success, take into account these key considerations.Engage an expert agencyControlling the content plan for a behaviour change campaign is incredibly intricate, and is best left in the hands of the experts in that space.  Behaviour change by The Shannon Comp any  will ensure that your campaign is mastered from inception to delivery, and able to make the splash you intended. The Shannon Group have been behind some of Australia’s most influential behaviour change campaigns, responsible for assisting with the creation and implementation of movements such as ‘Respect Women Call It Out’ and ‘Worksafe Occupational Violence and Aggression Against Healthcare Workers.’ Behaviour change campaigns are not large in volume, which justifies the need for an experienced agency to manage the campaign end to end, saturating the market with the intended message.Define your desired outcomesA successful content calendar should always incorporate clearly defined outcomes, and dates in which these signposts must be achieved. For most marketing strategies, this is a straightforward process. When tackling a behaviour change content calendar, the waters are a little murkier on what success looks like with moving goalposts.According to the  United Nat ions Entity for Gender Equality and the Empowerment of Women, when influencing people’s attitudes and behavior there are cognitive variables that indicate influence and change. These indicators include: knowledge/awareness, sallency, attitudes, social norms, self efficacy, behavioural intentions, behaviour change, skills, environmental constraints and media framing. Depending on the nature of your behaviour change campaign, these variables will hold varying prominence.READ5 Essential Ways To Improve B2B Customer RetentionAnnual dates of importanceThroughout the year, there are days of awareness and importance that encourage the community to reflect and recognise growth and progress in that space. These days are a great opportunity to leverage your behaviour change message, and piggy-back on their relevance and publicity that is associated with the day. International Womens Day has been growing in awareness each year, with organisations choosing to propel their senior and junior fe male workforce, highlighting the initiatives they have in place to support. Plot these dates in your content calendar ahead of time so that you are able to ramp up to them, and fully capitalise on the surrounding exposure.Incorporate influencersInfluencers are a great channel you can use to diversify your content marketing plan, and will actually create content that you can also share on your platforms, or bank up for future activity. It also brings your campaign to life, adding a humanistic element to your message which gives your campaign more clout and a larger (and sometimes targeted or niche) audience.When choosing a brand ambassador  or influencer, it can be tempting to partner with an individual who is famous and known well. Although if that individual bears no relevance to your behaviour change cause, their reach and status will not necessarily translate to any success for your campaign.The right behaviour change agency will assist with the design and accountability of a rob ust content calendar. Define measurable outcomes, and make sure these are clearly understood by both parties (internal team and agency) with accountable dates attached. Aim to incorporate different channels to diversify your marketing mix so you are exposing your message to varied demographics.

Analysis Of Grand Strategy Matrix. The Grand Strategy Matrix

Analysis of Grand Strategy Matrix The Grand Strategy Matrix is a newer tool used for formulating alternative strategies (David David, 2017). Similar to the BCG matrix, the Grand Strategy Matrix is places the business or the business divisions into one of four quadrants based on two evaluation dimension 1) competitive position on the x-axis and 2) market growth on the y-axis (David David, 2017). The franchise segment would be located in Quadrant II, which would indicate this segment should focus on market development, market penetration, product development, horizontal integration, divestiture, and liquidation. The other two segments would fall in Quadrant III, which is a much grimmer outlook and their strategies should focus on†¦show more content†¦In this case, the more attractive strategy is strategy 1. Analysis of Income Statement and Balance Sheet Performing an analysis of the company’s financial performance is beneficial to gauge performance, financial health, and future prospects of an organization. The income statement, balance sheet, and certain ratios are analyzed that give a variety of stakeholders valuable information to make decisions for or about the company or organization. There are certain financial ratios that give credit and equity investors, the government, the public, and management valuable information that will help make investment or strategic decisions for the company. Some of the key ratios are: liquidity ratio, profitability ratios, activity ratios, and leverage ratios. Based on the information provided, there are multiple concerns with the financial condition of Krispy Kreme Donuts. As reported on their 2015 consolidated statement of cash flow, they reported revenues of $383,984 for the year. After all expenses, they have reported a loss of $4,061 for the year. Their working capital amount (current assets – current liabilities) is only $39,190 and the debt-to-equity ratio (total liabilities/shareholder equity) is 2.375, which is quite concerning. TheShow MoreRelatedMgt 578 Simulation Reflection Paper1360 Words   |  6 PagesSimulation Reflection Paper Schiobhan Hopkins MGT 578 Ââ€" Strategy Formulation and Implementation Rodney Klein February 14, 2006 Thinking Strategically According to the Thinking Strategically simulation, Strategy, in business, is the combination of foresight, planning, and decision-making that prepares an enterprise to achieve long-term goals and manage the consequences of contemporary decisions. 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TheRead MoreStrategic Management and Matrix13286 Words   |  54 PagesStrategy Analysis and Choice What s Ahead The Nature of Strategy Analysis and Choice The Process of Generating and Selecting Strategies A Comprehensive Strategy-Formulation Framework The Input Stage The Threats-Opportunities-Weaknesses-Strengths (TOWS) Matrix The Strategic Position and Action Evaluation (SPACE) Matrix The Boston Consulting Group (BCG) Matrix The Internal-External (IE) Matrix The Grand Strategy Matrix The Decision Stage TheRead MoreAmerican Express Matrix Analysis1926 Words   |  8 PagesAmerican Express Matrix Analysis Business Policy – BUS 490 May, 23rd 2012 SWOT Matrix 1. SWOT matrix is an approach that is used to evaluate the strengths, weaknesses, opportunities as well as the threats that are associated with all the activities of the organization. An organization should conduct a SWOT analysis strategy with an aim of ensuring that it meets all its set goals. 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Social Welfare System in Hong Kong - 1819 Words

Question 1: Identify one type of the social welfare, discuss its services of Hong Kong and a)explain its values, rationales and objectives; b)ways of service delivery; c)discuss the strengths and weaknesses of the service and d)make suggestions to improve the services in future. CSSA—AN INTRODUCTION The comprehensive Social Security Assistance Scheme (CSSA) is surely one of the most influential social welfare in Hong Kong, in terms of money and beneficiary. In the fiscal year of 2010 alone, 19 billion was spent on CSSA, which increased noticeably by 40% as compared with the expenditure ten years ago. As at the end of 2009, total number of CSSA cases amounted to 289 139, representing an increase of†¦show more content†¦It seems that CSSA was able to fulfill the very basic philosophy of social security policy and social policy in general terms, which is residual or remedial. CSSA is somewhat a passive scheme as a rescue if the applicant himself, or his family failed to help. It is remedial because it functions only if you fall and will not prevent you from falling. This is of no doubt that CSSA can solve immediate issues, but not the root of it. In fact there are changes that CSSA can make to help better cope with this problem. Moreover, there is room of improvement of the efficiency of the scheme, as it has become more and more complex that something can be done to make it more efficient as a safety net. And as progress, it is vital that we look at the possible policy that can be adjusted to better cope with the situation as things do change over time. One of the major characteristics of CSSA is that it is a means tested scheme. In a nutshell, as long as the applicant meets the requirements, the applicants are entitled to get the benefits, as a matter of right. 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One simplistic definition would be to take the median or average income and those who received the middle† level of income are the â€Å"middle class†. Such a definition is easy to understand in mathematical terms, but is naive and has a number of drawbacks. Firstly, how close the income level to the â€Å"middle†Read MoreComment on the Trend and the Size of Poverty in Hong Kong Society. to What Extent Do You Consider the Present Social Security System Would Be Effective to Alleviate Poverty in Hong Kong?3599 Words   |  15 Pages8. Comment on the trend and the size of poverty in Hong Kong society. To what extent do you consider the present Social Security system would be effective to alleviate poverty in Hong Kong? Introduction In such a cosmopolitan city as Hong Kong, it is not uncommon to see a number of affluent parents spending a large sum of money on their children, ranging from joining calligraphic class to extra physics tutorial lessons, and from buying the most updated mobile phones for them to sending themRead MoreCulture And The Meaning Of A Good Old Age1532 Words   |  7 PagesWill the future be good or bad to us in our old age? Does having a â€Å"good old age† depend on our culture and what part of the world we live in? In a study done by Project AGE, which was conducted between 1982 and 1988 in Africa, North America, Hong Kong, and Ireland. The reason for this project was to collect data on how different communities experience and view aging. The researchers used participant observation and interviews to collect personal data from participants. 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Please assess the effectiveness of the present Social Security system and the Minimum wage in eradicating poverty in Hong Kong. Introduction Poverty has been a hot issue in Hong Kong for several years. Several policies developed form the Social Security system have been adopted by the government for soothing this problem, such as the CSSA scheme and the MPF fund. Nevertheless, it seems that the poverty problem is getting worse

Chinese Take Out - Original Writing - 3740 Words

CHINESE TAKE-OUT While the kids were busy playing games on their new Xbox 360, I walked to the back of the cabin to order the solitary book on Dylan’s reading list that I didn’t own. After Lynn moved out I realized there was no need for the queen size bed and decided to downsize to a twin size murphy bed. I called Normanskill Self Storage on Delaware Avenue in Albany. They sent a two man moving crew with a van to break the bed down and remove it from the cabin. They delivered the bed and a few other boxed items to their storehouse where I had rented a 200 foot square climate control unit. I thought about giving the bed away but by storing it I could easily move it back to the cabin in case it is needed in the future. By downsizing I was†¦show more content†¦This small one person operation has a storefront facade shaped in the likeness of a barn. I know if I stepped into the front door of this establishment the boys wouldn’t be able to pry me away for at least an hour. On ce inside the shopper realizes that the store has a terrific variety of genres of manuscripts. In short, everything you could ever want in terms of stock could be found at the Book Barn. Sometimes you have to dig and pick through large boxes and bins to find something you are interested in purchasing, but for the most part the shelves are cataloged in library style and easy to search. The prices are not the best I ve ever seen but they are reasonable. The owner, Caleb Spencer, is picky in terms of the condition of the books he acquires for resale because they are in tip top shape. It s hard to say at this point how often the stock turns over, but I have barely made a dent in browsing through the thousands of volumes. Caleb informs me he doesn t acquire books from individuals and has accumulated his stock in part by buying out 17 other stores over the years. Since I have spent hundreds of dollars there over the past 15 years, Caleb would order any book for me for the lowest cost po ssible. But saving time at this point overrides saving money. As for Mykle, his school does not assign a summer reading list but they request the parents get involved in their children’s educations.Show MoreRelatedMarco Polos Influence On The World1637 Words   |  7 Pageshistorians to diligently compare the book, Chinese sources and any other sources found from the time period to verify the legitimacy of the book. Dr. Ulrich has recently uncovered some very convincing details that Marco Polo really was in China. Evidence of this is that Polo’s book gives extensive descriptions about Mongol Chinese monetary conditions, salt production, papermaking, and governmental structure. (Cohen, 2012) Prior to Marco Polo’s writings, there were no descriptions of these thingsRead MoreMao Duns Style And Influence Of Modern Chinese Literature1141 Words   |  5 Pagesart† (pp. 1), and often considered the greatest Chinese writer of the 20th century. However, in this arises a problem – he was also the one to innovate and define what modern Chinese writing is – without him, there would be nothing to compare to, no standard by which those who wanted to examine modern Chinese writing could do so. He is the founding father (so to speak) of modern Chinese literature, the one who defined it all – so who is to say that Chinese literature did not â€Å"[climax] where it started†Read MoreChin The Four Noble Truths1353 Words   |  6 PagesBefore this new way of life could take hold, however, the Chinese people had to learn the teachings of Buddha, such as the first sermon preached by Buddha in the fifth century B.C.E., known as â€Å"The Four Noble T ruths.† Although Buddhism eventually became popular throughout China, there was opposition to the new beliefs and Chinese people struggled with replacing their old beliefs, such as Confucianism and Taoism, with this new, strange belief system. In response, Chinese scholars, including Zhi Dun andRead MoreThe First Camera On The World Was Invented By Alexander Wolcott1103 Words   |  5 Pageslaw enforcement. For example, pictures chalked on the gate of suspect’s house may serve as alibi. However, â€Å"with current technology, people can easily manipulate (â€Å"manipulate† is underlined twice as topic-specific vocabulary) pictures.†(In-class writing, Oct.18.2016) People start to learn that a photograph can be carefully staged to express certain opinions, thus we lost trust on photography and instead begin to evaluate pictures. Court also create different laws to check the admissibility of digitalRead MoreHeirloom Seal of the Realm1050 Words   |  5 P agesabout the early Chinese emperors and monarchies. This stamp was made during the Qin dynasty when Shi Huangdi was ruling. Although the different purposes and significances of using seals have evolved over time, during the Qin Dynasty, it was said to have political and supernatural importance. The early Chinese government was strictly bureaucratic, consisting of an elite group of officials who served the First Emperor. Every measurable aspect of daily life, such as money, writing, and even axelRead MoreChallenges of Genre for EFL Teachers662 Words   |  3 Pagescommunity. Therefore, how to explain which genre to teach by school teacher to the students? So, this has become a problem/challenge for EFL teachers to teach genre as researchers from New Rhetoric Studies argue that genre cannot be taught. They point out that genres are so changeable and so context-dependent that it makes no sense to teach them outside of that particular context. (Millar, 2011) Moreover, a basic set of general school genre has been introduced to counter that teaching genre is as importantRead MoreHow Paper has revolutionized the World1574 Words   |  7 PagesIn 2nd Century BC, when papermaking was first invented, the Chinese inventors created an object as light as a feather that contains more power than all the armies of the world. Paper has unquestionably been a force that has revolutionized the world. While it is universally accepted that paper has been a liberating force for society it has also been a medium that has led to misfortune for many people. Like a double-edged sword; paper can acts as a vehicle for sharing and a catalyst for great changeRead MoreComparison Between American And Chinese Higher Education1624 Words   |  7 PagesA Comparison between American and Chinese Higher Education in the 21th Century Abstract: Higher education plays an important role in the development of a country.However,different countries have different system of higher education.We will research the commons and differences of higher education between China and America.It not only puts forward the differences of the higher education system between China and America,but also analyze the social environment,schools and teachers resources and attitudeRead MoreAesthetic Differences Between Chinese and Western Poetry1726 Words   |  7 PagesAesthetic differences between Chinese and Western Poetry —critics on Xu Yuanchong’s Chinese poetry translation 1 Introduction Nowadays in China, there are mainly two kinds of different opinions on translating classical Chinese poems. On one side, Xu Yuanzhong, as a representativeï ¼Å'hold that classical Chinese poems should be translated in the form of poems(rhymed verse translation). Xu Yuanzhong put forward the Theory of Three Beauties and the Theory of Rivalry. On the other side, scholars such asRead MoreSummary Of The Chinese Inclusion Act Of 18821496 Words   |  6 PagesThe Chinese Exclusion Act of 1882 Summary The Chinese Exclusion Act of 1882 was a nativist act passed by people who were afraid of a Chinese dominated workforce and the resulting backlash. The white people thought of the Chinese as lesser people to themselves. This is inherently obvious based on published works that depict racist stereotypes of Chinese immigrants who conspire together to make sure that all jobs are held by the Chinese. Large amounts of white people were willing to act in a hostile

Quantity Analysis Regression and Correlation Parameters

Question: Describe about the Quantity Analysis for Regression and Correlation Parameters. Answer: 1. The scatter plot of the age of the cars and the advertised prices is given below: Figure 1: scatter plot of the age of the cars and the advertised prices (Source: created by author) The association between the variables age and price of a used Corolla was found to be -0.945346303. There was a negative association between two variables. With the increase in the age it was seen that there is a decrease in the price of a used Corolla. The strength of association between these two variables was found to be strong as the value was found to be 0.945346303 (Cohen et al., 2013). It is seen that the linear model is appropriate as the cost of assets usually decreases as the age of the asset increases. The relationship between the age of the car and the price of the car also follows this same theory and it was seen that there exists a strong negative relationship between the two variables. The correlation between age and price was found to be -0.945346303. The value of r square between the variables age and price of a used Corolla was found to be 0.894. This shows that the data is 89.4% closely fitted to the regression line (Al-Rawwash Pourahmadi, 2013). It can also be interpreted that the model is a good fit model of the data. R square, known as the coefficient of determination, measures that how close the data is fitted to the regression line. The model does not explain 100% variability of the price of a used Corolla because the value of r square was found to be 0.894. The price of the car had decreased heavily from the 3rd year to 4th This heavy decrease in the price in one year had made the value of r square as 89.4% and the model do not explain the 100% variability of the price of a used Corolla. The slope of the line is -924. The meaning of the slope of the line being -924 depicts that the predicted price of the car would decrease by -924 on increases in one unit f age of the car. The value of y-intercept is 12319.6, which depicts that in absence of the factor age of the car, the predicted price of the car would be $12319.6. If a person wishes to sell a 7 years old car, the appropriate price of the car would be $5851.6. iii. Residuals are defined as the difference between the observed value and predicted value (Lauda?ski, 2013). It is better to buy a car which has the observed value less than the predicted value. This shows that it is better to buy the car that has negative residual. The price of a 10 year old car is predicted to be 12319.6 924 * 10 = $3079.6. It is observed that the price of the car is $1500. The residual of the car is $1500 - $3079.6 = -$1579.6. The regression model cannot be used to establish a fair price for a 20 year old car because the value that is predicted for the car in next 20 years is found to be negative (Barr et al., 2013). This negative value is not possible as the price of the car cannot be negative at any point of time. 2. The Tennant Creek Towns daily water demand was found to be normally distributed with mean 5ml and standard deviation 1.25ml. In order to estimate the number of days in a year where the daily consumptions are as follows: 50% of mean = 0.5 * 5 = 2.5ml. The value of X = 5 + 2.5 = 7.5ml. The z-score with mean 5 and standard deviation 1.25 is (7.5 5)/ 1.25 = 2. The probability if X being 50% or more than the mean is given by P( X 7.5) = P(Z 2) = 1 P( Z 2) = 0.02275 (Struben et al., 2015). The number of days where daily consumption is 50% or more greater than the mean value is given by 0.2275 * 365 = 8.303 = 8 days. Two standard deviation of means are the lower bounds and upper bounds The lower bound is denoted as mean 2(standard deviation) = 5 2(1.25) = 2.5ml. The upper bound is denoted as mean + 2(standard deviation) = 5 + 2(1.25) = 7.5ml. The z-score of lower bound is (2.5 5) / 1.25 = -2. The z-score of upper bound is (7.5 5) / 1.25 = 2. The probability that the value of X lies between two standard deviation is P (2.5 X 7.5) = P (-2 Z 2) = P (Z 2) P (Z -2) = 0.97725 0.02275 = 0.9545. The number of days which lies within two standard deviation of the mean = 0.9545 * 365 = 348.39 = 348 days 25% of the area denotes the first quartile. The number of days corresponding where daily consumption is below the first quartile of demand is 0.25 * 365 = 91.25 days= 91 days. The z-score for 95% distribution of data is found to be 1.645 from the table of normal distribution (Kisbu-Sakarya et al., 2014). The corresponding value of X when the mean is 5ml and the standard deviation is 1.25 ml is given by 1.645 = (X 5) / 1.25 Or, X = (1.645 * 1.25) + 5 Or, X = 2.05625 + 5 = 7.05625 ml. Therefore, the water supply authority should set their capacity at the level of 7.05625 ml in order to save money. 3. A random sample of 25 evening calls is selected at0.05 level of significance. The mean of the sample is 17.2 and the variance of the sample is 4. The null hypothesis and the alternative hypothesis of the problem is as follows: H0: the average length of the evening long distance telephone call is equal to 18.1. H1: the average length of the evening long distance telephone call is not equal to 18.1. The critical value of the test at 0.05 level of significance and 24 degrees of freedom is 0.063 (Efron, 2012). The null hypothesis of the test would be rejected if the p value of the test is less than 0.05; i.e. if the test is statistically significant. The value of the test statistics of the test is (17.2 18.1) / (2/sqrt (25)) = (-0.9) * 5/ 2 = -2.25. The p value of the test at 24 degrees of freedom is 0.0339. The p value of the test is less than 0.05; which shows that the test is significant (Koch, 2013). This leads to the rejection of null hypothesis and it can be interpreted that the average length of the evening long distance telephone call is equal to 18.1. References Al-Rawwash, M., Pourahmadi, M. (2013). Gaussian estimation of regression and correlation parameters in longitudinal data.Journal of the Association of Arab Universities for Basic and Applied Sciences,13(1), 28-34. Barr, D. J., Levy, R., Scheepers, C., Tily, H. J. (2013). Random effects structure for confirmatory hypothesis testing: Keep it maximal.Journal of memory and language,68(3), 255-278. Cohen, J., Cohen, P., West, S. G., Aiken, L. S. (2013).Applied multiple regression/correlation analysis for the behavioral sciences. Routledge. Efron, B. (2012). Large-scale simultaneous hypothesis testing.Journal of the American Statistical Association. Kisbu-Sakarya, Y., MacKinnon, D. P., Mio?evi?, M. (2014). The distribution of the product explains normal theory mediation confidence interval estimation.Multivariate behavioral research,49(3), 261-268. Koch, K. R. (2013).Parameter estimation and hypothesis testing in linear models. Springer Science Business Media. Lauda?ski, L. M. (2013). Regression versus Correlation. InBetween Certainty and Uncertainty(pp. 67-85). Springer Berlin Heidelberg. Struben, J., Sterman, J., Keith, D. (2015). Parameter and confidence interval estimation in dynamic models: maximum likelihood and bootstrapping methods.Analytical Handbook for Dynamic Modelers.

Animal Farm Book Report Essays (215 words) - British Films

Animal Farm Book Report The novel Animal Farm by George Orwell was a very interesting, complex, and informing novel. In the novel, George Orwell uses farm animals to portray people of power and the common people during the Russian Revolution. The novel starts off with Major explaining to all the animals in the farm how they are being treated wrongly and how they can over throw their owner, Mr. Jones. They finally gang up on their owner and he leaves the farm. Then they start their own farm with their own rules and commandments. Originally the two people in charge of the "Animal Farm", which they titled it, were Napoleon and Snowball. Napoleon was really greedy and wanted all the power to be his, so he got the animals to turn on Snowball and make him leave the farm. After Napoleon took over the pigs started disobeying the commandments that the pigs, as well as all the other animals, organized and wrote down at the beginning of their take over. Soon the pigs have disobeyed, and/or changed every law there was from the beginning, and the pigs start acting and looking like humans. After that "Animal Farm" slowly starts to loose power and Mr. Jones takes back over. This is a style analysis of Animal Farm.

7 Indispensable Tricks for Writing Comic Books

7 Indispensable Tricks for Writing Comic Books As the longtime creative director of Marvel Comics and one of the most iconic comic book creators of all time, Stan Lee (1922 – 2018) was the mastermind of a Marvel Universe full of timeless characters and stories that continue to capture the imagination of new generations of comic book fans.At first, however, Lee lacked confidence in his writing. As he would later explain in his autobiography, he felt that comic books (and therefore, comic book writers) had a low status in the literary world. As a result, he used a pseudonym for some of his earliest comic book work. He writes, I used to be embarrassed because I was just a comic-book writer while other people were building bridges or going on to medical careers. And then I began to realize: entertainment is one of the most important things in peoples lives. Without it, they might go off the deep end. I feel that if youre able to entertain people, youre doing a good thing.As we all know, Stan Lees comic books not only brought h im (and the Marvel company) massive success- they also played a large role in elevating comics to a genre that is well-respected and continuing to grow in popularity. If you have been thinking about writing a comic book and are unsure of how to go about it, here are seven little tricks to keep in mind as you write.Photo by Lena Rose on UnsplashTip #1- Focus on story first, then layout secondEven though comic books are often best known for their imagery, as a rule of thumb, when writing a comic book, you should first focus on the story. Stan Lee puts it simply: Comics are stories; theyre like novels or anything else. So the first thing you have to do is become a good storyteller.While were on the topic of storytelling, if you are unsure which story you want to tell, consider the fact that many comic books and graphic novels published in todays market are retellings of older stories. This graphic novel retelling of William Shakespeares Romeo and Juliet and this comic book-inspired ver sion of Victor Hugos Les Misà ©rables are great examples. Even Stan Lee borrowed much of his storytelling from classic Greek and Roman myths, so dont be afraid to put a new spin on an old tale if you are stuck on the story part.Tip #2- Know the end and work backwardsThis same piece of advice holds true for writing any type of story, whether it be a short story, novel or comic book. When you know your ending first- before putting pen to paper (or fingers to keyboard) for the first draft- youll be able to write a more succinct storyline with fewer holes in the plot.This doesnt mean that you need to know every detail about how your story will end. It only means that you should have a general idea of the major events that will take place at the end. You should know which character will be involved and the overall character arcs for your major characters (particularly the protagonist).This is especially important if you plan to write a series of comics. Knowing what happens at the end w ill help you divide the story correctly into segments and end each book on the right kind of cliffhanger (which well discuss more in tip #4).Tip #3- Outline completely before writingHeres another tip you should follow in the writing process, regardless of what type of fiction you are writing. Having an outline is one of the most important things (if not THE most important thing) you can do before sitting down to write your comic book. You dont need to know every detail at the beginning, but you should have a general idea of your setting, plot structure, major characters, their motivations, and their character arcs as the plot progresses.If youre stuck at this part, I recommend reading Blake Snyders Save the Cat! series. While he initially focuses on writing a screenplay, he offers invaluable advice on two different facets of outlining a story for any media. First, he provides a beat sheet focusing on the 15 major beats that occur within all great movies/screenplays. You can essentia lly take these beats and fill them in with your storys unique details to have a well-rounded plot outlined quickly. Second, he reviews the essential ten types of stories that encompass most plots. For example, he breaks down the most popular types of stories into easily digestible, overarching themes. A few examples are:Monster in the House (Alien, The Ring, etc.)Dude with a Problem (Die Hard, Open Water, etc.)Rites of Passage (Napoleon Dynamite, Kramer vs. Kramer, etc.)Buddy Love (When Harry Met Sally, Brokeback Mountain, etc.)Fool Triumphant (Forrest Gump, Legally Blond, etc.)Tip #4- For multiple issues, end on a cliffhangerI touched on this briefly above, but this is especially important during the outlining process if you are creating a series of comic books. As with any series- and particularly in comic books- ending each issue on a cliffhanger is essential if you want to keep your audience engaged in the overall story youre writing.In writing comics, its important to keep this in mind as you outline each issue. If you are creating a series, you should outline the entire series before writing the first comic book, and the outline should be completed before any artwork is begun. Pay special attention to page numbering as you outline and determine cliffhanger cut-off points for each issue, as this will determine the level of interest you are able to maintain with your audience and whether theyll want to purchase following issues (after reading the first).Photo by Andreas Fidler on UnsplashThere are also software programs available such as Celtx, which includes a comic book option for its script writing features. Using software to assist with layout and page numbering during the outlining and writing processes helps extensively with this cliffhanger strategy.Tip #5- Make sure your setting and characters are memorableSince comic books have limited room for extended exposition, having a memorable setting and unforgettable characters is important. Stan Lee puts it like this: To my way of thinking, whether its a superhero movie or a romance or a comedy or whatever, the most important thing is youve got to care about the characters. Youve got to understand the characters and youve got to be interested. If the characters are interesting, youre half-way home.When you think back over some of the bestselling comic books and graphic novels (Neil Gaimans Sandman series and Robert Kirkmans The Walking Dead series come to mind), youll find that two things they all have in common are a unique, intriguing setting and fascinating characters. Both drive the story when limited exposition and dialogue are necessary (such as in comic books) and both will ensure a comics success if crafted properly.Tip #6- Notebooks and audio recorders are great for stealing dialogue you hear throughout the dayThis tip comes directly from Tony Max, indie comic book author and illustrator of The Golden Silence series. As a writer, he often catches conversations on audio rec orders (with the permission of the speakers, of course) to get a feel for the cadence and word choice of everyday conversations between people. He is then able to listen back through and recreate a realistic dialogue in his comic books.Since comic books rely heavily on dialogue to fill in details of the exposition, creating realistic dialogue should be a focus while youre writing. Often, panels dont have enough room to have a lot of dialogue either, so the dialogue you do include needs to be sharp, poignant, essential to the narrative, and realistic for the genre. Think of it as the bones that hold the narrative framework together.Tip #7- Phrase books help to find the right wordsPhrase books are great resources for writers of all genres in that they can help spark the creative Muse when writers block sets in (and lets face it, all writers experience writers block at some point or another). For example, this phrase book by USA Today bestselling author Jackson Dean Chase offers over 5 00 descriptions of weapons, wounds, wild animals, weather, emotions, dangerous places, and more, plus a combat thesaurus that covers everything, from attack to defense, ranged to melee, and from monsters to magic spells and psychic powers.Action Writers Phrase Book by Jackson Dean ChaseWhether your comic book is sci-fi, action and adventure, romance, fantasy, or somewhere in between, youll be able to find phrase books offering a plethora of information on costume, weaponry, fighting techniques, survivalist tricks, technology, period-correct verbiage, naming strategies, and more. They are really indispensable to any writers collection of source books and are especially useful in writing comics, where elements like worldbuilding and costume are essential for success.

The Business Case for Diversity Literature Review

The Business Case for Diversity - Literature review Example The different theories and approaches of diversity management have been developed to understand the concept of business diversity in a better manner. These theories and approaches have been widely appreciated and supported by academics, managers and diversity consultants. Business Diversity Defined The business case for diversity management can be better understood if it is divided in three sections (Nicholas, Sammartino & Lau, 2007): 1. The HRM Business Case for Diversity Management According to the HRM business case of diversity management, unmanaged diverse human resource only results in increasing the business costs by reducing the job satisfaction, increasing turnover and absenteeism rate and creating conflicts in team members. The sound management of diverse human resource results in creating a competitive edge for the organization. 2. The Knowledge Case for Diversity Management The knowledge case for diversity management basically takes in to account the system of information and knowledge flow. It finds ways and strategies to facilitate knowledge creation and transmission. 3. The International Business Case for Diversity Management This business case works to determine how to exploit cross cultural capabilities in favor of the organization and business success. This business case illustrates that effective management of diversity has the potential to result in positive international orientation of a firm by strengthening international networks and improving mutual business decision making. Initially the diversity management was regarded as a tool to legally safeguard an organization that it is complying with the legal requirements of equality and not discriminating against any class (Ongori & Evans, 2007). However the recent years have seen a change in the perception of diversity by managers and recruitment agencies. It has evolved to become a more proactive concept with significant bottom line advantages. Many corporation and organization are making a point to make sure that their workforce is well diversified to facilitate unique, innovative and creative ideas for problem solving which translate in better overall performance of the organization (Allen et al., 2004). A case study of Botswana emphasized the need of business diversity. The society of Botswana is multicultural with a large number of immigrants coming from all across the world. It means that the organizations operating in Botswana does not have choice but to be work force diversified. Their competitiveness, level of innovations, profits and business success are all dependent on how well it manages its diverse workforce both within and across the organizational boundaries (Barker and Hartel, 2004). The issue of business diversity is gaining more interest of the researchers and politics because of the slow shifting of trend of economies from manufacturing to services. There is a greater need in the services market to communicate and network with different organization and people which have further emphasized the need of today to manage business diversity well (Wentling and Palma-Rivas, 2000). Advantages of Business Case of Diversity The business case for diversity works to provide a competitive edge for any organization (Karsten, 2006). The question that might be raised now is

Research Proposal Essay Example | Topics and Well Written Essays - 1000 words - 2

Research Proposal - Essay Example asingly information driven lives have further fueled a surge in the use of photography so much so that it is required to obtain professional training in order to pursue it as a career or as a serious hobby. As such, assuming that one has the required professional capabilities, establishing a business based on photography raises yet another important question with regards to starting and sustaining the business. The proposed project, whose purpose shall be further explained as part of this research proposal, is aimed at conceiving and developing a framework that will be assessed based on the intention of setting up a proposed photo studio as a feasible business option. The study conducted as part of the effort involved in setting up this photo studio in my town, to be known as â€Å"Brand Image†, will concentrate on identifying key areas such as potential sales opportunities, identification of industry competitors and general market averages, which will also be utilized as benchmarks for evaluating the worthiness of the proposed business. The proposed research aims to study ways in which the new studio will be able to exploit the visible market comprising of photographic artists, individual artists as well as those belonging to large studios as sources for producing photographic material. The business plan shall be developed keeping in mind the potential client base comprising divers e clients such as advertising agencies, public relations agencies and designers. Key services offered by the studio will cover many areas of the business such as Wedding / Portrait photography, Commercial / Industrial photography, Advertising / Fashion photography, and supplementary photographic services such as retouching & CGI. In brief, the proposed studio will work towards providing core services in the areas of Commercial, and Advertising photography. (1) Development of the business idea for the photo studio: wherein the effort will be focused on identifying the main consumer

Identifying and Meeting the Needs of an Individual Client

Identifying and Meeting the Needs of an Individual Client Olufunmilayo Adegbore Am study this course healthcare support to help me gain a better and clear understanding of the best provision require to meet the needs of my clients and to become a healthcare assistant. In this assignment I will be discussing about three clients and will change their names for security purpose. I will be identifying and meeting the needs of my individual clients. Firstly I will discuss about my first client who is suffering from memory loss due to dementia, physical disability and social isolation a little background of my client. Julia a seventy-six years old woman, a lovely wife and mother with grandchildren. Her mother is a registered supervisor that supervised the little kids. Julia has always been very family oriented because she knows her family members are the people who will always be there to support her. Julia love travels a lot she been to Rome and she have a good time when she is in Rome and she have the opportunity to meet the pope in Rome. Julia family member took her to the GP because she was suffering from cough and Julia was transferred to the hospital because Julia has developed infection through the cough and she admitted in the hospital. Memory loss which can make it difficult to carry on a long and thoughtful conversation for example Julia thinking that her mother is still alive and she very distress because of the noisy environment and become confused and upset of the disoriented ward she been put in. this can be easily distracted. By maintaining a safe environment is everyone responsibility in Julia case she needs to be supervises to prevent her wandering the corridors or she may walk out front door. Julia supposed to be in a separate room that have much space to walk around because of slips trips falls or trying a barrier like a curtain to mask the door. Julia be very able to walk, stand and strong enough to pack her things by giving Julia a job such as folding laundry might help her to make her feel needed and useful and to support her independence and ability to care for herself. Showing Julia a family picture so that she can remember things and to make time for a regular exercise and GP appointment. By maintaining a safe environment locks high or low on the door has to be installing. To give Julia ability to maintain connectedness, social relationships and networks within and outside and also Julia should be engage in meaningful activities. To enable Julia to maintain contact link to the priest and family. And a meaningful relationships with those around her. Try distracting with a snack and cup of tea Meaningful and respectful engagement with Julia has to be encouraged. Julia should be treated with kindness, respect and consideration. To communicate with Julia and to make some connection with her through touch, sound or visual stimulation that can enhance her personhood and bring out the best in her. My personal learning is to make sure I look for her responses through her facial expression, the opening of the eyes and other eye contact, body or hand movement and her strong hand-grasp to observe a smile or giggle, to see her head turn in the direction of my sound to know that Julia is listening to the story or looking through the picture album showing to her then I know I make a difference and contributed to Julia quality of life. Mr jones is a 67 years old India man, who had lived long in Ireland with his family members, his family members was the one taking care of him, until they decide to take him to care home. Mr Jones was suffering from stroke, and he was stroke on the right side of his body. I will be using (Gibbs reflective cycle Gibbs, 1998.) to explain my points. Stroke is a disease that mostly affects people in the later part of their lives. Stroke attacks peoples brain either because of their life style or what they eat or as a result of some dysfunctional aspect of the body. In this regard American Heart association (2015) Said that A stroke occurs when a blood vessel that carriers oxygen and nutrients to the brain is either blocked by clot or burst (raptures). When that happens, part of the brain cannot get the blood (and oxygen) it needs, so it and brain cells die. Mr Jones like i said, has stroke on one side of his body, he cannot bath himself and feed himself because he is on a wheel chair and a little difficulty in his speech. Mr jones has difficulty in swallowing and this can cause fits of choking and coughing when he try to drink liquids and his loss of intellectual and thinking ability has a difficulty with his attention, concentration, and working out problem and his emotional distress. Mr Jones can still make use of his other hands, by holding the shower hand to run the water to his body, use the hand to brush his teeth, to comb his hair. By doing this I have to give Mr Jones independence by asking him if he can do any aspect of the bathing by using the other hands. By providing Mr jones wheel chair and took him for a walk to a nearby shopping mall for fresh air and to have a good communication and interaction with Mr jones and to arrange a GP visit for therapy for a day care basis and occupational therapist (OT) to assess Mr jones activities of daily living (washing, dressing etc.) physical abilities and to get Mr jones practising the techniques and to carry out daily living activities at weekends and in evenings. Maintaining safe environment special equipment such as hoist to make sure Mr Jones is moved safety. A special mattress designed to prevent pressure sores and by getting Mr Jones position is important in lying and sitting to support the weak side and to reduce muscle caused by inactivity and altered muscle tone. By adjusting the height of the armchairs and providing a handrail beside the toilet or bath and shower. Being easily distracted by noise, and other peoples conversation and showing responses and taking time to process what is be heard. My personal learning outcomes is to reduce as far as possible, background noise such as TV or radio and by keeping my sentences short and uncomplicated. By allowing Mr Jones to do things for himself it may take longer but I have to require a lot of patience. However it is well spent as it will help Mr Jones to rebuild his self-confidence. Currently m randy is 81 years old, and he reaching the end of his life, and his self-imposed isolation is being encroached upon by the forces of government. Mr Andy has lived all alone after his wife passing away 25 years ago, he lived on the shores Lake OHiggins in a house built from the remains of a shipwrecked fishing vessels. Mr Andy is a pastoralist in a small community of several hundred people, 25 miles away horseback ride through rugged mountain. One day Mr Andy makes this ride to sell his cattle in town when he had a fall and he was rush to the hospital, m randy doesnt like going to the hospital or a nursing home because he taught going to a nursing home makes someone useless. While Mr Andy he still in the hospital the social worker get involve in his case and he was being transfer to a nursing home for proper care. Mr Andy having problem with his health problem and disability to walk and to stand for a long period because Mr Andy is very old and his sensory impairment such as hearing loss. Based on Mr Andy lack of social relationships his strong risk factor for his mortality as physical activity makes him depress. Mr Andy can still maintain a balanced healthy and notorious diet because m randy is very fit and can walk and still able to do thing on his own. Social isolation has shown in Mr Andy and it has effect his health and well-being, by helping Mr Andy is by offering a counselling and support bereavement, local groups, offer a drop in centre and telephone advisory line for Mr Andy. To improve Mr Andy situation because he is very old man and not that strong anymore is to gather a smaller group of people who can share an interest for example bible study, gardening or sport and local activities that for an elderly people like Mr Andy and a daily activities like exercise and reading newspaper. Lonely people like Mr Andy need encouragement and guidance on how to be creative and to make a positive approach in meeting others, they should be allow to reaches others so that m randy retain active involve in his pattern of his own lives, rather than sitting and waiting for a doorbell to ring. My personal learning is to being nice to Mr Andy and taking trouble to find out his hopes and fears. Because m randy doesnt have anybody around him to visit him or call him on phone, I have to organise a visitors like priest, counselling or going on outings. Finally alternative therapies (e.g. massage and aromatherapy) can relieve Mr Andy. Looking at the challenges, the measures and the competences of my three clients makes me have a lot of knowledge to encourage them in their effort as to maintain independence that can provide them with sense of accomplishment in what they do and the ability to maintain independence always.

Falsely Accused :: essays research papers

Falsely Accused   Ã‚  Ã‚  Ã‚  Ã‚  What has to happen before the media quits jumping to conclusions about news stories ? It makes you wonder about the possibility of legal restrictions on the amount of information that the media can put out before the actual case is proven and solved. I mean after all in the case of Richard Jewell , there was a definite issue of false accusations . This man was treated unfairly under the false assumption that he was guilty of a crime that he did not commit.   Ã‚  Ã‚  Ã‚  Ã‚  I think that Jewell should defiantly be compensated for the anguish that he had to go through for over three months after that bombing. It was not bad enough that he had to see his co-workers and hundreds of innocent people endangered and injured by the terrible incident in Atlanta. He also had to go through being accused of being behind the whole thing . How much worse could it get? I mean what should people start to think ? He said that he felt like an animal being stalked , just waiting to be killed . Now who are we to listen to ? This innocent man or the media , who obviously will print what it takes true or untrue , to make a story .   Ã‚  Ã‚  Ã‚  Ã‚  I think that we as Americans owe the accused of there legal right of innocent until proven guilty before we can start accusing them publicly. There is no reason to believe what is being said in the media until there is some definite truth in the case . I mean just because the cops may have beliefs that there is guilt means nothing . After all the FBI gave the media information and it was plain and simply wrong . The way the FBI handled the case was atrocious and intolerable. Who can we the public trust if we can't even trust a government legal authority? Who are we to go to at that point when the government agencies are falsely accusing us ? I guess that Richard Jewell was just lucky enough to have a brave lawyer that cared and new there was nothing right about the way this man was being treated. I just think that is a serious problem , there have to be some better laws or restrictions .   Ã‚  Ã‚  Ã‚  Ã‚  So in my belief we the public have the right to not be harassed by the media any time previous to the proven guilt in the crime we are accused of .

Coyote Blue Chapter 27

CHAPTER 27 Food, Gas, Enlightenment, Next Right King's Lake, Nevada The exit sign said, King's Lake, but when they pulled off and followed the ramp around the base of a mesa, there was no lake, no life at all, just a dirt road and a strip of gray wooden buildings with faded facades. A weathered wooden sign read, Emergency, Nevada. The population had been crossed out and repainted a dozen times until, finally, someone had painted a big zero at the bottom and the words We gived up. Coyote stopped the car. â€Å"What do you want to do here?† â€Å"I don't know, but we had to get off the highway before they caught up with us.† Sam got out of the car and peered down the empty dirt street, shielding his eyes against the sun with his hand. A prairie dog scampered across the road and under the wooden sidewalk. â€Å"This road continues out of town. Maybe it joins up with another major road somewhere else. We need a map.† â€Å"No map in the car,† Coyote said. â€Å"We can ask someone.† Sam looked around at the empty buildings. â€Å"Right, let's just stop in at the chamber of commerce and ask someone that's been dead for a hundred years.† â€Å"Can we do that?† Coyote asked, with complete sincerity. â€Å"No, we can't do that! It's a ghost town. There's no one here.† â€Å"I was going to ask that prairie dog.† Coyote walked to where the prairie dog had disappeared under the walkway. â€Å"Hey, little one, come out.† Sam stood behind the trickster, shaking his head. He heard a squeak from under the walk. Coyote looked to Sam. â€Å"He doesn't trust you. He won't come out unless you go away.† â€Å"Tell him we're in a hurry.† Sam couldn't believe he was being snubbed by a rodent. â€Å"He knows that, but he says you have shifty eyes. Go over there and wait.† Coyote pointed down the sidewalk. Sam walked past a hitching post and sat on a bench in front of the abandoned saloon. He watched the road leading to the highway, waiting for the dust cloud from pursuing police cars. The road remained empty. He watched the prairie dog scamper out from under the sidewalk and stand on his hind legs as Coyote talked to him. Maybe he had been a little hasty in thinking Calliope nuts for talking to her kitchen pals. They probably thought he had shifty eyes as well. After a few moments of talking and chattering Coyote threw his head back and laughed, then left the prairie dog in the street and came to where Sam was sitting. â€Å"You've got to hear this one,† Coyote said. â€Å"This farmer has a pig with a wooden leg-â€Å" â€Å"Hey,† Sam interrupted. â€Å"Does he know where the road goes?† â€Å"Oh, yeah. But this is a really good joke. You see-â€Å" â€Å"Coyote!† Sam shouted. Coyote looked hurt. â€Å"You're nasty. No wonder he doesn't trust you. He says that he saw an orange sports car go by a while ago. He says that there's a repair place down the road.† â€Å"Tell him thanks,† Sam said. Coyote headed back toward the prairie dog. Sam dug into his windbreaker for his cigarettes and found a chocolate mint he had taken from the hotel room pillow the night before. â€Å"Wait,† Sam called. He ran to Coyote's side. The prairie dog bolted under the sidewalk. â€Å"Let me talk to him.† Sam bent down and placed the mint in the dirt by the sidewalk. â€Å"Look, we really appreciate your help.† The prairie dog didn't answer. â€Å"I'm not a bad guy once you get to know me,† Sam said. He waited, wondering what exactly he was waiting for. After a minute he started feeling really stupid. â€Å"Okay then, have a nice day.† He went back to where Coyote stood looking at a sign on the saloon door. No Indians or Dogs Allowed. Coyote said, â€Å"What do they have against dogs?† â€Å"What about the Indians part?† Coyote shrugged. â€Å"It pisses me off.† Sam yanked the sign off the door and threw it into the street. â€Å"Good, you're still alive. Let's go.† Coyote turned and headed for the car. â€Å"I'll drive,† Sam said. Coyote threw the keys over his shoulder. Sam snatched them out of the air. As they pulled away the prairie dog dashed into the street and grabbed the mint thinking, That pig joke works every time. -=*=- They drove for twenty minutes, bouncing the big Lincoln over ruts and rocks, and pushing it through washed-out, wind-eroded terrain where the road was reduced to the mere suggestion of tire tracks. The cellular phone rang twice more, but they did not answer it. Sam was suspecting that, once again, Coyote was playing some sort of trick when he spotted the corrugated steel building sticking up out of the desert. The building consisted of one story, roughly the size of a two-car garage. The steel walls were striped with rust and pulling away from the frame in places. The area around the building was littered with abandoned vehicles, some dating back fifty years. Above the doorway, a ragged hole that had been cut with a torch, hung an elegantly hand-lettered sign that read, Satori Japanese Auto Repair. In the doorway stood a slightly built Oriental man in saffron robes, grinning as they pulled up. Calliope's Z was parked in front. Sam stopped the car and got out. The Oriental man folded his hands and bowed. Sam nodded in return and approached the man. â€Å"Do you know where the girl is that was driving that car?† â€Å"What is the sound of one hand clapping?† the monk said. Sam said, â€Å"Excuse me?† The monk ran to Sam and jumped up, screaming in Sam's face, â€Å"Don't think. Act!† Thinking he was being attacked, Sam raised his arms to cover his face and inadvertently hit the monk in the mouth with his elbow, knocking the little man to the ground. The monk looked up at Sam and smiled. â€Å"That was the right answer.† His teeth were red with blood. â€Å"I'm sorry,† Sam said, offering his hand to help the monk up. â€Å"I didn't know what you were doing.† The monk waved Sam away, climbed to his feet, and began to dust himself off. â€Å"The first step to knowledge is not knowing. The girl is inside with the Master.† â€Å"Thanks,† Sam said. He motioned for Coyote to follow and went into the building. It was one room, dimly lit from the doorway and by sunlight filtering through the gaps in the walls. Around the edges, workbenches were stacked with greasy car parts and tools. In the center of the room, on a grass mat, Calliope sat with another monk, this one ancient, drinking tea from tiny cups. She looked up and saw Sam, then without a word ran into his arms. â€Å"I lost him, Sam. The car started making this horrible noise and I had to pull off the highway. Lonnie took Grubb and he's gone.† Sam held her and patted her head, telling her it would be okay, not really believing it, but knowing that was what you were supposed to say. She was soft and warm against him and a musky smell of girl sweat and jasmine was coming off her hair. He felt himself getting aroused and hated himself for the inappropriateness of the feeling, thinking, You sick bastard. Almost as in answer, Calliope said, â€Å"You feel too good,† and buried her face in his chest. She was crying. Behind them, still standing in the doorway, Coyote said, â€Å"Let's go.† Calliope looked around at him, then to Sam. Sam said, â€Å"A friend. Calliope, this is Coyote. Coyote, Calliope.† â€Å"Howdy,† Coyote said. Calliope smiled. â€Å"The Master will now fix the car,† the younger monk said. Sam looked to the tatami mat; the old monk was gone. The young monk turned and went out into the sun. Outside, the Z's hood was open and the old monk was bent over the engine, running his hands over the hoses and wires, but staring off into the distance. Sam realized that he was blind, and noticed that there were fingers missing from each of his hands. â€Å"What's he doing?† Coyote asked. â€Å"Quiet,† the young monk said. â€Å"He is finding the problem.† â€Å"We really have to get going,† Sam said. â€Å"Can we leave the car here and pick it up later?† The monk said, â€Å"Does a dog have a Buddha nature?† â€Å"Does a fish have a watertight asshole?† said Coyote. The young monk turned to the trickster and bowed. â€Å"You are wise,† he said. â€Å"This is nuts,† Sam said. â€Å"We've got another car. Let's go.† â€Å"We've lost them,† Calliope said. â€Å"No, we haven't. We know where they're going, Cal.† â€Å"How do you know?† â€Å"It's a long story. Coyote helped.† â€Å"Not enough,† Coyote said. He pointed to the police cruiser that was bouncing across the desert toward them. Sam looked to the limo and realized that they had run out of time, and, more important, places to run. The cruiser slid to a stop by the limo and they were all engulfed by a cloud of dust. When it cleared, a seven-foot black man stood beside the limo. A bald man in a sport coat was leveling a riot shotgun over the hood at them. â€Å"I'd like the keys to the limousine, please,† Minty said. Calliope looked at Sam. â€Å"Are we in trouble?† â€Å"This is not good,† Sam said. The monk said, â€Å"Life is suffering.† â€Å"You need to get laid,† Coyote said. Sam dug into his pocket for the keys. â€Å"Careful,† said the man with the gun. Minty Fresh approached Sam. â€Å"Relax, Jake,† he said. Then to Sam, â€Å"Mr. Hunter, the police are not really involved in this. I just want two things. I want the keys to the car, and I want to know what the hell is going on here.† â€Å"Quiet!† the monk said. â€Å"The Master is finished.† They looked to the Z, where the old monk was staring blankly in their direction. â€Å"Disharmony in the cam chakra,† he announced. The young monk bowed. Sam wondered about the Master's missing fingers. â€Å"Well?† Minty said. Sam said, â€Å"Do you have a little time?† -=*=- Minty Fresh sat on the tatami mat with Sam while the young monk, who they had found out was named Steve, served them tea. He'd sent Jake back to town and the others were outside fiddling with the broken sports car. Minty wanted some answers. â€Å"Mr. Hunter,† he began. â€Å"There is something very strange about your friend.† â€Å"Really? He seems fine to me. Tell me, though. Do you think I have shifty eyes?† Sam affected his best innocent look. Oh, no, two of them, Minty thought. â€Å"They look normal to me.† They didn't look normal at all – they were golden. Minty hadn't noticed before. Sam said, â€Å"I mean, do I look untrustworthy to you?† â€Å"Mr. Hunter, you stole my employer's car.† â€Å"I'm really sorry about that. Besides that, though. Do I look shifty?† Minty sighed. â€Å"No, not particularly.† â€Å"How about if you were shorter, say, eight inches tall.† â€Å"Mr. Hunter, what is this all about?† â€Å"We really needed the car. It doesn't justify taking it, but we would have brought it back.† â€Å"Look, I'm not going to involve the police in this. Just tell me.† Sam took Minty through the story of Lonnie taking Grubb and the chase, leaving out as many details about Coyote as he could, making their destination in South Dakota seem close, easy. The story was slanted, however; Sam told it with a purpose in mind, thinking as he spoke, You can't sell if you don't pitch. Sam closed, â€Å"If we don't have the limo we won't be able to find Lonnie and get Calliope's baby back. You have a mother, don't you?† Sam waited. â€Å"I'm sorry, Mr. Hunter, I can't let you have it. It's not mine. I'd lose my job.† â€Å"We'll bring it back after we get Grubb.† â€Å"I'm sorry,† Minty said. He climbed to his feet and walked to the door, then turned. â€Å"I'm really sorry.† He pushed his sunglasses up on his face and ducked through the hole in the steel. Sam followed him out. â€Å"Mr. F.,† Sam called. Minty looked up as he reached the car. â€Å"Yes?† â€Å"Thanks for not going to the cops. I understand your position.† Minty nodded and got in the Lincoln. Calliope came up beside Sam and stood with him watching Minty drive away. She said, â€Å"Grubb is all I have.† Sam reached out and took her hand, not knowing what to say, having failed at the only thing he was really good at, talking people into doing things they didn't want to do. The young monk came out of the door behind them. â€Å"The Master is fixing your car,† he said. He was stirring some green tea into an earthenware bowl with a bamboo whisk. â€Å"More tea?† -=*=- They stood together in the sun, watching the old man work. He fingered each bolt carefully before fitting a wrench to it, then removed the bolt so quickly that his hands blurred with the movement. Sam said, â€Å"How long†¦Ã¢â‚¬  â€Å"Don't talk to him when he works,† Steve cautioned. â€Å"He will finish when he finishes. But don't talk to him. When you work, work. When you talk, talk.† â€Å"Do you get many customers? I mean, you are pretty far out here.† â€Å"Three,† Steve said. He was wearing a straw hat to protect his shaved head. â€Å"Three today?† â€Å"No, just three.† â€Å"Then what do you do in the meantime?† â€Å"We wait.† â€Å"That's all?† Steve said, â€Å"Is that all the patriarch Daruma did at the wall for nine years?† There was no anger in his voice. â€Å"We wait.† â€Å"But how do you pay your rent, buy food?† â€Å"There is no rent. The owner of King's Lake, Augustus Brine, brings us food. He is a fisherman.† â€Å"King's Lake is up the road, right? What is it, a resort?† â€Å"A house of pleasure.† â€Å"A whorehouse that supports Buddhist monks?† â€Å"How sweet,† Calliope said. â€Å"He's got it,† Coyote said, pointing to the Master, who was holding up a rod of polished metal. â€Å"A bent push rod,† Steve said. The master carried the push rod into the shop. They all followed and watched as the old man tightened the rod into a vise. He picked up a hammer and stood over the vise, his free hand feeling the rod. Without warning the old man screamed and delivered a clanging blow to the push rod, then bowed and set the hammer on the bench. â€Å"Fixed,† Steve said, bowing. â€Å"Is that how he lost his fingers?† â€Å"To achieve enlightenment, one must give up the things of this world.† â€Å"Like piano lessons,† Coyote said.

Why the Pennsylvania Germans Are Often Called Dutch

First of all, we can quickly dispose of the Pennsylvania Dutch misnomer. The term is more properly Pennsylvania German because the so-called Pennsylvania Dutch have nothing to do with Holland, the Netherlands, or the Dutch language. These settlers originally came from German-speaking areas of Europe and spoke a dialect of German they refer to as Deitsch (Deutsch). It is this word Deutsch (German) that has led to the second misconception about the origin of the term Pennsylvania Dutch. Did Deutsch Become Dutch? This popular explanation of why the Pennsylvania Germans are often incorrectly called Pennsylvania Dutch fits into the plausible category of myths. At first, it seems logical that English-speaking Pennsylvanians simply confused the word Deutsch for Dutch. But then you have to ask yourself, were they really that ignorant—and wouldnt the Pennsylvania Dutch themselves have bothered to correct people constantly calling them Dutchmen? But this Deutsch/Dutch explanation further falls apart when you realize that many of the Pennsylvania Dutch actually prefer that term over Pennsylvania German! They also use the term Dutch or Dutchmen to refer to themselves. There is another explanation. Some linguists have made the case that the term Pennsylvania Dutch goes back to the original English use of the word Dutch. Although there is no definitive evidence that links it to the term Pennsylvania Dutch, it is true that in the English of the 18th and 19th centuries, the word Dutch referred to anyone from a wide range of Germanic regions, places that we now distinguish as the Netherlands, Belgium, Germany, Austria, and Switzerland. At that time Dutch was a broader term that meant what we today call Flemish, Dutch or German. The terms High Dutch (German) and Low Dutch (Dutch, nether means low) were used to make a clearer distinction between what we now call German (from Latin) or Dutch (from Old High German). Not all Pennsylvania Germans are Amish. Although they are the best known group, the Amish make up only a small portion of the Pennsylvania Germans in the state. Other groups include the Mennonites, the Brethren, and sub-groups within each group, many of whom use cars and electricity. It is also easy to forget that Germany (Deutschland) did not exist as a single nation state until 1871. Prior to that time, Germany was more like a quilt-work of duchies, kingdoms, and states where various German dialects were spoken. The settlers of the Pennsylvania German region came from the Rhineland, Switzerland, Tyrol, and various other regions beginning in 1689. The Amish, Hutterites, and Mennonites now located in the eastern counties of Pennsylvania and elsewhere in North America did not really come from Germany in the modern sense of the word, so it is not entirely accurate to refer to them as German either. However, they did bring their German dialects with them, and in modern English, it is best to refer to this ethnic group as Pennsylvania Germans. Calling them Pennsylvania Dutch is misleading to speakers of modern English. Despite the fact that Lancaster County and various tourism agencies keep using the quaint term Pennsylvania Dutch on their Web sites and promotional materials, and despite the fact that some Pennsylvania Germans prefer the Dutch term, why perpetuate something that contradicts the fact that the Pennsylvania Germans are linguistically German, not Dutch? Support for this opinion can be seen in the name of the Pennsylvania German Cultural Heritage Center at Kutztown University. This organization, dedicated to the preservation of the Pennsylvania German language and culture, uses the word German rather than Dutch in its name. Since Dutch no longer means what it did in the 1700s and is very misleading, its more appropriate to replace it with German. Deitsch Unfortunately,  Deitsch, the language of the Pennsylvania Germans, is dying out. Learn more about  Deitsch, the Amish, other settlement areas.